About Twin Rivers Advisors

Independent, Fiduciary, Local

Proudly serving Central Virginia, our fee-only firm was built on the belief that true partnership means prioritizing trust, experience, and each client’s unique story.

A Boutique Firm Founded on Experience and Integrity

Twin Rivers Advisors was born out of a vision: provide high-net-worth families and business owners with independent, research-driven advice free from the conflicts of larger financial institutions. Our founders, Ben Bretz and Hunter Irby, spent over 15 years at BB&T Capital Markets, guiding clients through complex market cycles, business sales, and major financial milestones. Motivated by a commitment to fiduciary values, they launched Twin Rivers as a boutique Registered Investment Advisor—combining Wall Street-level strategies with Main Street attention and access. Today, our Richmond and Blackstone offices serve clients throughout Central Virginia with clarity, care, and the highest ethical standards.

Our mission is simple: help clients navigate life’s complexity with confidence, clarity, and solutions that put their interests first.

The Principles That Guide Your Experience

Integrity

Every recommendation and decision is made with complete transparency and your interests at the center, so you feel secure entrusting your financial future to us.

Personalized Service

We take pride in truly getting to know our clients, offering bespoke solutions and direct partner access—never treating anyone as “just another account.

Expertise & Diligence

Decades of financial experience, advanced degrees, and rigorous investment research empower us to help you make smarter, more confident decisions through changing markets.

Community Commitment

Rooted in Richmond and Blackstone, we’re not just advisors—we’re neighbors and active community members, invested in supporting Central Virginia’s success.

The People You’ll Work With Every Step of the Way

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Hunter Irby

Partner & Co-Founder

Hunter Irby is a co-founder of Twin Rivers Advisors who brings decades of institutional market experience and a values-driven approach to helping clients make purposeful, long-term financial decisions.

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Ben Bretz

Partner & Co-Founder

Ben Bretz is a co-founder of Twin Rivers Advisors known for blending institutional trading experience with disciplined, client-centered wealth planning for families and business owners.

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Proudly Rooted in the Central Virginia Community

For years, our advisors have helped clients across Richmond, Blackstone, and surrounding areas manage their wealth, protect their families, and build lasting legacies. We value long-term relationships and believe that trust is earned by showing up—whether it’s through local partnerships, volunteer work, or supporting important causes. Twin Rivers Advisors’ strong community ties help us stay attuned to the unique needs and values of Central Virginia families. As a locally focused firm, we’re here for you today and for every stage ahead.

Stop Guessing and Get a Plan That Makes Sense

When you’re ready for truly independent guidance backed by years of real experience, Twin Rivers Advisors makes the process feel clear and achievable. People across Central Virginia rely on us to help simplify their most important decisions and provide steady support every step of the way.